The Wells Fargo Autograph credit card is a premium rewards card that offers a variety of benefits, including:
- A welcome bonus of 40,000 points after you spend $3,000 in the first 3 months from account opening.
- 5x points on gas purchases and dining.
- 2x points on travel and at select retailers.
- 1x points on all other purchases.
- A travel credit of up to $250 annually.
- No annual fee.
The Wells Fargo Autograph credit card is a good option for people who spend a lot of money on gas and dining. The card also offers a travel credit that can help offset the cost of travel expenses. However, it is important to note that the card does have a high interest rate, so you should only use it if you can pay your bill in full each month.
Here is a more detailed breakdown of the benefits of the Wells Fargo Autograph credit card:
Welcome bonus: The Wells Fargo Autograph credit card offers a welcome bonus of 40,000 points after you spend $3,000 in the first 3 months from account opening. These points can be redeemed for travel, merchandise, or cash back.
Rewards: The Wells Fargo Autograph credit card earns 5x points on gas purchases and dining. It also earns 2x points on travel and at select retailers. All other purchases earn 1x points.
Travel credit: The Wells Fargo Autograph credit card offers a travel credit of up to $250 annually. This credit can be used to offset the cost of travel expenses, such as airfare, hotels, and car rentals.
Annual fee: The Wells Fargo Autograph credit card has a $0 annual fee. This is a great benefit, as many premium rewards cards have annual fees of $95 or more.
Interest rate: The Wells Fargo Autograph credit card has a variable APR of 16.49% – 24.49%. This is a high interest rate, so you should only use the card if you can pay your bill in full each month.
Overall, the Wells Fargo Autograph credit card is a good option for people who spend a lot of money on gas and dining. The card also offers a travel credit that can help offset the cost of travel expenses. However, it is important to note that the card does have a high interest rate, so you should only use it if you can pay your bill in full each month.
Here are some tips for using the Wells Fargo Autograph credit card:
- Use the card for gas and dining purchases to maximize your points earnings.
- Use the travel credit to offset the cost of travel expenses.
- Pay your bill in full each month to avoid interest charges.
By following these tips, you can maximize the benefits of the Wells Fargo Autograph credit card and save money on your everyday purchases.
